Can You Work and Foster?

One of the most common questions we receive from people considering fostering is: “Can I carry on working?” The answer is: it depends. Fostering and employment can absolutely go hand in hand, but the type of work you do, your hours and your flexibility all play a part. Here’s everything you need to know.

Can You Foster and Work at the Same Time?

Yes. Many foster carers successfully balance work with fostering. However, there are some important considerations. The key requirement is that you are able to be available for the child in your care during the school day and can attend appointments, school events and meetings with Social Workers as needed.

Part-Time Work and Fostering

Part-time work is generally the most compatible option for foster carers, as it allows you to maintain employment while being available when needed. Many foster carers work school hours, term-time only, or in roles with flexible scheduling. If you currently work part-time and want to foster, this is very achievable in most cases.

Full-Time Work and Fostering

Full-time work alongside fostering is more challenging, though not impossible depending on the circumstances. It may be more suitable if you are fostering older teenagers who are at school full-time and more independent. For younger children, or children with complex needs, full-time work is generally not compatible with the level of availability required.

If you work full-time as a couple, one of you would need to give up or reduce their work commitments when a placement begins. Many foster families find this becomes financially viable once they receive their fostering allowance.

What About Childcare for Foster Children?

This is an important consideration. The use of childcare such as nurseries, childminders or after-school clubs for children in foster care requires prior agreement from the child’s Social Worker and, in some cases approval from the fostering agency. It cannot be arranged independently by the foster carer.

Where childcare is agreed, it must be provided by an Ofsted registered provider. The costs can sometimes be covered through the child’s care plan, so this is worth exploring with your Supervising Social Worker.

Self-Employment and Fostering

Self-employment can be a great fit for fostering, particularly if you have control over your own hours and workload. Many self-employed foster carers, including tradespeople, consultants and freelancers successfully manage both. What matters is your ability to be flexible when the child’s needs require it.

What If I’m Not Working?

Not being in paid employment is not a barrier to fostering. Many of our most committed and skilled foster carers are full-time carers who have chosen to focus entirely on their fostering role. The fostering allowance is designed to support this. If you are currently out of work, you will need to demonstrate financial stability and the ability to manage household costs alongside your fostering income.

How Will Fostering Affect My Income and Benefits?

Foster carer allowances are treated differently from regular income for tax purposes. HMRC has a specific tax relief scheme for foster carers called Qualifying Care Relief, which means most foster carers pay little or no tax on their fostering income. It is always advisable to speak to a financial adviser or HMRC directly to understand how fostering will affect your specific situation.

Talk to Us

Everyone’s circumstances are different. If you’re not sure whether your work situation is compatible with fostering, get in touch with our team at Futures Group. We’ll have an honest conversation with you about what’s possible and help you work out the best path forward.